Category: Money

6 Essential Tips for Opening a Successful Café or Pub

Mike Johnston

Even though it’s an incredibly competitive industry, opening a pub or coffee shop can also be quite a profitable business, as long as you do it right. If we assume you’ve already acquired the necessary licenses and certificates for running such a business, your main concerns might be how to create a café or pub that’s noticeable, warm, and inviting, as well as how to attract and retain loyal customers.  To that end, here are some of the best and most efficient tips that will help to ensure success in…

5 Best Locations in European Countries to Invest in Vacation Rental Properties

Mike Johnston

Europe has always been a favorite travel destination, thanks to everything from the breathtaking Swiss Alps to the romantic cruises through Venice’s canals. With so many stunning places to pick from, including Rome, Barcelona, Paris, and Berlin, it’s understandable why people would want to own vacation rental properties in Europe. So, if you’re interested in investing in vacation rental properties, here are some of the best locations in European countries to help you make a perfect choice. Naples, Italy All of Italy is surely among the most popular travel destinations…

6 Ways Estate Planning Can Lead to a Stress-Free Future

Mike Johnston

When considering estate planning, it can be quite simple to assume the main objective of these solutions is to deal only with future concerns such as providing for your loved ones, planning for retirement, organizing necessary medical arrangements, and other similar “what ifs”.  However, one important benefit of an estate plan is often overlooked, even though it pertains to the present, and that is the fact that estate plans can easily eliminate some of the most common worries and stresses we deal with in our daily lives. To that end,…

How to Avoid the Most Common Insurance Policy Mistakes and Save Money

Mike Johnston
insurance policy

Not having at least basic insurance coverage is among the most prevalent financial mistakes people make. Insurance is the only way to protect yourself and your assets from damaging situations. But even when an insurance policy is purchased, common mistakes still arise. Most of them have noticeable financial consequences.  If you make the right choice, policies shouldn’t be overly expensive. Also, coverage should be suited to your specific needs. To that end, here are some of the most common insurance mistakes you could make. We’ll also cover all the ways…

7 Creative Decoration Tips For a Fun and Functional Home Office

Mike Johnston
home office

A pretty and functional home office is one of the greatest privileges in today’s day and age. So if you have some extra space that you want to turn into an office, it’s important to do it, so it will maximize your comfort and well-being. So for that specific reason, here are some decoration tips that will help you make that happen.  1. Paint the walls in a colour that you love In case you have more room for some extra work, then repainting the walls is a great place…

6 Steps For Email Marketing To Grow Your E-commerce Store

Jason Fleagle
6 steps email marketing will grow your ecommerce brand

Reach a 3,600% ROI on your emails using this proven process for e-commerce email marketing. Article originally appeared on Growth Shop here. Does email marketing increase sales? What if I said you could hit a 3,600% ROI on your e-commerce store just by using email marketing? On average, email generates $36 for every $1 spent, making it the most powerful marketing channel. So, to those spreading rumours that “email is dead” — think again, my friend. But how can you *actually* reach that top-level e-commerce growth or ROI? After generating over $1bn in…

4 Money Mistakes: Are You Making These 4 Money Mistakes?

ConvergeTeam
4 Money Mistakes: Are You Making These 4 Money Mistakes? | Converge

Filipinos are known for being hardworking and capable workers. In fact, many foreign employers like working with Filipinos because of their skills and work ethic. The only problem with some of them is that not everyone can manage their finances.While in many cases, the money problem stems from low wages, the truth is that many of those problems can be avoided. Common Mistakes of Filipinos When it Comes to Money So, what are the usual money mistakes that Filipinos keep on making? Here are some of those and how they…

The Truth About Filipinos and Investing

ConvergeTeam
The Truth About Filipinos and Investing | Money | Converge

The truth about Filipinos and investing is painful to hear: Only about 8% of Filipinos own investment products such as stocks, bonds, mutual funds, and life insurance plans. This unfortunate fact stems from the lack of financial literacy among the citizens of the Philippines, which makes many of them hesitant to believe the benefits of investing.   There are people who think it’s only for the rich, but that couldn’t be further from the truth; you don’t need an immense fortune to start investing. Reasons Many Filipinos Don’t Invest Being a…

Corporate Debt: Should You Be Worried?

ConvergeTeam
Corporate Debt: Should You Be Worried? | Money | Converge

Over the last ten years, we’ve had rock bottom interest rates. Low-interest rates, courtesy of central banks, have made it easy for companies to load up on debt for all kinds of purposes, whether it’s stock buybacks or building out their infrastructure. But the level of corporate debt at many companies, both large and small, has got some commentators worried. Despite a slight fall in overall consumer debt, the debt held by businesses has been growing steadily over the last ten years and now stands at all-time highs in nominal…

Smart Money Making Ideas To Boost Your Income

ConvergeTeam
Smart Money Making Ideas To Boost Your Income | Money | Converge

Everyone is feeling the pinch these days. The world we live in is expensive, after all, and whether we like it or not, things are only going to get more pricey. Anyone wanting to improve their finances tend to start by cutting costs around the house. The trouble is, this will only get you so far. Eventually, they’ll be no other ways to save money, and you’ll have to start making a little more instead. With that in mind, here are five smart money making ideas to boost your income.…